MUTUAL FUNDS • SEGREGATED FUNDS • ANNUITIES • GICs
Thames Financial provides personal attention and effective management relationships for our clients. Our advisors represent major life insurance and mutual funds companies in Canada providing a wide range of products and access to experts within each company.
Our highly experienced advisors are here to assist and advise you taking into account your specific requirements. Unlike those who provide advice based on the size of your investment portfolio, we focus on your needs including tax savings, investment growth and sleep ability; your desire to make sure your investments chosen will not make you worry when the market or interest rate changes.
- we assess where you're at and established your goals by creating an Investment Plan
- make recommendations of the types of accounts you might use for your investments
- monitor your investments
- and much more
"We make house calls"
Yes, we sit down with you in the comfort of your own home to discuss your investment needs.
OUR PRODUCT SOLUTIONS
- Wide variety of specialized fund choices
- Low management fees providing potential higher rate of return without guarantees
- Access to specific savings programs such as Registered Disability Savings Plan
- Guaranteed monthly income for retirement
- Transfer of investments to family at death without incurring legal, accounting or probate costs
- Principle guarantee at maturity and death
- Locking in market gains without being taxed
- Lifetime guaranteed income
- No investment decision stress
- No probate, legal or other administration costs
- Lower tax through combining principle and interest as an income
GUARANTEED INVESTMENT CERTIFICATE
We shop all the top banks, trust companies, credit unions and lenders, to bring your the best Guaranteed Investment Certificates (GIC) rates and terms form Short Term GIC's, to RRSP and TFSA.
*Mutual funds and/or approved exempt market products are offered through Investia Financial Services Inc. (“Investia”). Mutual funds and exempt market products are sold exclusively by Representatives who are licensed by provincial regulators and registered with Investia. Commissions, trailing commissions, management fees and other expenses may be associated withmutual fund/exempt market product investments. Please read the Fund Fact or prospectus carefully before investing. Mutual fund and exempt market product investments are not guaranteed, their values change frequently, and their past performance may not be repeated.
**Subject to any applicable death benefit guarantee, any part of the premium or other amount that is allocated to a segregated fund, is invested at the risk of the policy owner and may increase or decrease in value according to the fluctuations in the market value of the assets of the segregated fund.
***Insurance products provided through multiple insurance carriers.